June 2nd, 2023

Finances are a big thing for anyone. They’re definitely a big thing in marriage.

When Scott and I were dating, engaged, and then married, we had both been married before. We both had children from previous marriages. We both had financial habits and had suffered financial damage from those marriages/divorces. We each had our own way of doing things as a result of those past marriages. We both were a little gun shy about letting someone else have any control over our financial situations.

I’ve said before that I was fiercely independent. I’d been raising three boys on my own for quite awhile and had found a sort of balance. I had often worked a lot of overtime to make ends meet but I had found a way to make that work. I didn’t want to rock the boat.

Scott had worked a lot of overtime just to stay afloat during his previous marriage due to overspending habits he had little control over. He was more recently divorced and he wanted to maintain his newfound control over money and he didn’t ever want to be in his previous financial condition again.

We overcame that together. Trust was a huge part of it and yet we still had hiccups trying to figure it out along the way. We both made mistakes and we solved them together. Ultimately, because of that trust, I gave over my control to him. Mind you, I still had the ability to use money anytime I wanted to but we talked about things, agreed on how to manage situations, and managed to figure it out together without causing friction.

I confess that Scott spoiled me, a lot. If he knew I wanted something, he just wanted me to have it eventually. His last large gift to me was at Christmas last year. We had a new grandbaby on the way, our first. He knew I love taking pictures and how much I love going through photos of the boys when they were little. He’d comment on what good photos they were. So when Lillian was nearing arrival, he bought me an expensive camera and many setup items to be able to take quality photos of her. (He was every bit as excited about her getting here as I was, so much so that he stood behind the curtain in Patrice’s delivery room and audio recorded Lillian’s first cry and the ensuing elation.)

So allowing him to manage most of our bill payments, frivolous spending money, and big purchases (still with my input on bigger purchases) became easier and I was comfortable letting him “take over.”

But here we are today…

Today he is no longer here to manage things. It’s not that I can’t start doing it again. I just don’t want to. I want him to be here; having to manage the bills and money again is just another reminder that he is not. There is a kind of defiance in me that wants to say “This isn’t what I wanted so I’m just not going to do the things I don’t want to do.” Not a very effective strategy for the future.

There are also issues related to income, obviously. When I say Scott retired me two years ago, I mean that I fought him on it before we got there but relented after awhile, so that’s why I say “he retired me.” He knew the mental trauma of being an empath and a nurse had taken its toll on me in my nearly thirty year career and he hated what it was doing to me. I was miserable. I still had, however, the idea that I needed to provide, too, because I had been a sole provider for so long prior to meeting him. Even though Scott went into the military straight out of high school and went to war soon thereafter, he would say “I haven’t even been a nurse for twenty years and you have been for almost thirty. It just makes sense for you to retire awhile before I do. Plus you can visit me a lot more on assignment and I miss you!” Even though he had worked just as many years as I. A compelling argument, though; I’d get to spend more time with my person. Thus I “gave in” and retired from my nursing career. And I loved it.

Yes, I struggled with “purpose” but then Lillian was on her way and I was going to be a stay-at-home Lolly (my “grandma name.”) while my son worked and finished college and my daughter-in-love started nursing school. So getting used to it wasn’t as hard as I had imagined. My life had somehow become perfect. The best husband ever, best kids ever, best new daughters ever, and the perfect new granddaughter.

It’s a tragic and devastating fall from perfect to now. I still have so many of the perfect pieces but the one that is missing means you can’t ever have the satisfaction of completing the entire puzzle.

Now, suddenly, the debt-to-income ratio feels suffocating and that makes me want to deal with it even less, despite the fact that, in the middle of grief, 𝘵𝘩𝘪𝘴 𝘪𝘴 𝘸𝘩𝘢𝘵 𝘸𝘦 𝘩𝘢𝘷𝘦 𝘵𝘰 𝘥𝘰.

When your mind is at its most defenseless and distracted place, it is necessary to find a way to complete tasks that not only break your heart all over again (telling what feels like a gazillion people that my husband has passed away and hearing just as many “I’m sorry for your loss” comments) and that are important but feel impossible.

Asking for forebearances while you figure things out. Seeking ways to be creative with expenses. Cancelling unnecessary expenditures like TV streaming services, lawn maintenance service, the highest speed internet plan. Googling what probate even 𝘮𝘦𝘢𝘯𝘴 when you really just knew that it was something that happens when someone dies before. Talking to attorneys. It all just adds up to a LOT to think about when you can’t concentrate enough to string sentences together in conversation at times.

This is not a plea for any kind of sympathy. Remember, this is part of the grief journey I’m sharing and it won’t hurt my feelings if you skip this “chapter” of it. It’s a part of my new reality. It’s just another one of the things that I hate about this “new normal” everyone keeps talking about.

“You’ve just got to find your new normal.”
“What if I liked my old normal? Can I return this one without the receipt? Do you allow exchanges?” But this wasn’t buyers remorse. I never agreed to this…it wasn’t my idea…let me speak to the manager…

So now, with a brain full of mush, I’m trying to think straight enough to do all of the things.

And I’m still going to remember that God is in the smallest details. He has a way of giving me guidance on how to proceed even when I least want to proceed and don’t even know how.

I’ve always said that I’m not good at subtlety and God is a master of it sometimes. I’m the girl who wants the neon signs (like the day I met Scott for the first time.) But I’ve also always said that I k͛n͛o͛w͛ God is speaking to me when the voice in my head says something that I would never suggest myself. Today He is saying “You can do this.” And that’s not something I would say right now at all.